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Personal loans · $100 to $35,000
A personal loan request, made simple.
Enter the amount you have in mind and answer a few questions. We'll search our network of lenders for one that may be able to help.
- Cost to you
- Free
- Amounts
- $100–$35,000
- Obligation
- None
Any amount from $100 to $35,000.
Sent over a 256‑bit SSL encrypted connection.
FundToMe is not a lender. Your request may be shared with lenders and partners who may pay us. Terms · Privacy · Ad Disclosure
How it works
How a request works.
-
Enter an amount
Anything from $100 to $35,000. You can still change it once you begin.
-
Answer a few questions
Short questions about you, your income and your bank account, one per screen.
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Consider your offer
If a lender in our network may be able to help, we pass you to their offer to read in full. You choose whether to go ahead.
Why FundToMe
Simple, private, your call.
What you can expect when you send a request through us.
Free of charge
We don't charge you for sending a request through FundToMe.
Secure connection
Everything you enter travels over 256‑bit SSL encryption.
Many lenders, one form
A single request can reach many lenders in our network.
Cost examples
What a loan could cost.
Examples of how rate, fee and term add up. Your lender sets your actual terms.
- Interest rate
- 24%
- Origination fee
- 5% ($50)
- Amount you receive
- $950
- Term
- 12 months
- Monthly payment
- $94.56
- Total of payments
- $1,134.72
- APR
- 34.14%
- Interest rate
- 19%
- Origination fee
- 5% ($100)
- Amount you receive
- $1,900
- Term
- 24 months
- Monthly payment
- $100.82
- Total of payments
- $2,419.68
- APR
- 24.38%
- Interest rate
- 13%
- Origination fee
- 5% ($250)
- Amount you receive
- $4,750
- Term
- 48 months
- Monthly payment
- $134.14
- Total of payments
- $6,438.72
- APR
- 15.80%
- Interest rate
- 8%
- Origination fee
- 5% ($500)
- Amount you receive
- $9,500
- Term
- 60 months
- Monthly payment
- $202.76
- Total of payments
- $12,165.60
- APR
- 10.20%
| Loan amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest rate | 24% | 19% | 13% | 8% |
| Origination fee | 5% ($50) | 5% ($100) | 5% ($250) | 5% ($500) |
| Amount you receive | $950 | $1,900 | $4,750 | $9,500 |
| Term | 12 months | 24 months | 48 months | 60 months |
| Monthly payment | $94.56 | $100.82 | $134.14 | $202.76 |
| Total of payments | $1,134.72 | $2,419.68 | $6,438.72 | $12,165.60 |
| APR | 34.14% | 24.38% | 15.80% | 10.20% |
*These are example rates for illustration purposes only. Actual rates and terms will vary based on your qualifications and lender.
The APR includes the origination fee, which is deducted from the loan amount, so it is higher than the interest rate.
Questions
Questions, answered.
Answers to what people ask most.
How does a personal loan work?
You borrow a set amount from a lender and repay it in regular installments. Requests run from $100 to $35,000, with terms of up to 72 months, and the lender decides what to offer.
Am I eligible to apply?
Lenders generally require that you:
- are at least 18
- are a U.S. citizen or permanent resident
- have a dependable income
- hold a checking or savings account
Do I pay FundToMe anything?
No. Using FundToMe is free. Lenders charge interest and possibly fees, and they have to show you the complete terms before you agree.
What should I know about APR?
The APR (annual percentage rate) is the cost of credit over a year. It may range from 5.99% to 35.99%, with terms from 91 days to 72 months, depending on you and the lender.
Who handles my repayments?
Your lender, according to your loan agreement. Please contact the lender with any payment questions.
What happens to the details I enter?
They are protected with 256‑bit SSL encryption in transit. When you submit, they may be shared with lenders, networks and service providers, as explained in our Privacy Policy and Marketing Disclosure.
Start your request.
Enter an amount, answer a few questions, and leave the search to us.